Car Insurance is taken to cover expenses due to unfortunate events like accidents, theft, and third party cause. Car owners can choose the coverage for their car. Nowadays, car owners can get more discounts and various plans. By choosing online for insurance renewals, policyholders can compare the quotations and coverages.

• Loss or damage to the insured vehicle
• Liability by injury/death of third party or damage to the third party property
• Personal accident cover for Owner/Driver
• Personal accident cover for unnamed passengers (Optional)
• Liability to drivers/employees (Optional)

• Claim settlement ratio
• Network garages
• Coverages
• Cashless is available or not

• Comprehensive Policy (Optional) Will cover all damages, theft of the vehicle, personal accident cover, third party liability. policy-holder can opt for add-on covers like Nill Depreciation cover, Engine protection cover, Consumable expenses cover, key protection cover and more.
• Liability Policy (Compulsory) Will cover only the damage/injuries happened by policy holder to another person or other person’s property.

• The premium amount is calculated based on
• Insured Declared Value (I.e) IDV (Vehicle value)
• The cubic capacity of the vehicle
• Registration zone
• Seating capacity (When opt for pillion cover)

• If you are buying a brand new car means, an Invoice copy is a must.
• If you are renewing a car before expiry date means, RC copy and previous policy is a must.
• If you are renewing a car after expiry date means, Vehicle pre-inspection is compulsory, Registration Certificate copy, and previous policy is a must.
• For all these above cases, proposal form is the main thing. While filling the form, be careful, and provide complete information.